Legal & Financial Disclaimer

Last Updated: September 2026
Entity: DeFinance Lab Education OÜ
Registry Code: 17607597
Registered Office: Harju maakond, Tallinn, Kesklinna linnaosa, Narva mnt 5, 10117

1. General Educational and Informational Purpose

All content, learning materials, online courses, research articles, code repositories, software snippets, quantitative strategy models, and communication channels provided by DeFinance Lab Education OÜ ("Company," "we," "us," or "our") are strictly intended for educational, academic, research, and informational purposes only.

Nothing contained on this website or within our services constitutes an offer, solicitation, or recommendation to buy, sell, or hold any financial instrument, security, commodity, derivative, or digital asset.

2. No Financial, Investment, or Professional Advice

 DeFinance Lab Education OÜ is not a licensed financial advisor, investment broker, asset manager, commodity trading advisor, or fiduciary.

No Personalized Advice: The information provided does not account for the individual financial situation, risk tolerance, or investment objectives of any user.

Hypothetical Models: Any quantitative strategies, algorithmic models, or backtested trading performance presented on this platform are purely hypothetical, generated for pedagogical demonstration, and do not reflect actual trading accounts or guaranteed real-world outcomes.

Consultation Required: Users are strongly advised to seek independent financial, legal, and tax advice from qualified, certified professionals before engaging in any financial market activities.

3. Risk Acknowledgment & High-Risk Warning

Participating in financial markets, quantitative algorithmic trading, decentralized finance (DeFi), digital assets, and Web3 technologies carries extreme financial risk, including the potential total loss of invested capital.

Market Volatility: Digital assets and complex financial instruments are subject to extreme market volatility, technology risks, and regulatory shifts.

No Guarantees: Past performance, historical backtesting, or case study analysis provided in our courses is no guarantee of future results.

User Responsibility: You acknowledge and accept that any decisions or actions you take based on information from DeFinance Lab Education OÜ are taken entirely at your own risk.

4. Intellectual Property & Non-Custodial Tools

All course materials, documentation, code snippets, branding, and content are the intellectual property of DeFinance Lab Education OÜ.

Non-Custodial Scope: Any educational software, scripts, or non-custodial tools referenced or provided on this platform operate on an as-is basis. We never take custody of user funds, private keys, or wallet credentials.

Third-Party Links: Our platform may contain links to third-party tools, platforms, or APIs. We do not endorse, guarantee, or assume liability for third-party websites, smart contracts, or software services.

5. Limitation of Liability

To the maximum extent permitted by applicable law, DeFinance Lab Education OÜ, its directors, officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your access to, use of, or reliance upon any information, software, or course materials provided on this platform.

6. Governing Law & Jurisdiction

This Disclaimer, and any non-contractual obligations arising out of or in connection with it, shall be governed by and construed in accordance with the laws of the Republic of Estonia. Any disputes shall be subject to the exclusive jurisdiction of the courts of Estonia.

7. Contact Information

If you have any questions regarding this Disclaimer or our operations, please contact us at:

Email: definancelab@definancelab.education

Entity: DeFinance Lab Education OÜ

Phone number: +8613450483936